AI instant quote & pricing engine
An explainable quote in seconds, not a back-and-forth in days.
Qwackly generates instant, explainable quotes from your intake data. Every figure comes with a clear breakdown of exactly what drove the price, so customers trust the number and your team stops repeating manual calculations.
Intake
RenewalLine of business
Awaiting input
Coverage level
Awaiting input
Risk profile
Awaiting input
Loyalty
Awaiting input
Breakdown
Rate book v3.2Quoted while the customer is still on the call
Line-item reasoning printed on every quote
Out-of-rule cases routed to a human reviewer
Prices lines like
- Private car
- Two-wheeler
- Home & contents
- Shopkeeper package
- Commercial vehicle
- Travel
- AC installation
- Appliance repair
- Annual maintenance contracts
- Rooftop solar
- Pest control
- Modular interiors
- Private car
- Two-wheeler
- Home & contents
- Shopkeeper package
- Commercial vehicle
- Travel
- AC installation
- Appliance repair
- Annual maintenance contracts
- Rooftop solar
- Pest control
- Modular interiors
Why quotes stall
The sale is usually lost before the price is even sent.
Slow, unexplained, inconsistent. Three habits of manual quoting that quietly cost you the customer, the follow-up time and your pricing discipline.
Manual quote calculation means customers wait, and often walk away.
Mon 10:12
Customer asks for a car insurance quote
Mon 16:40
Agent pulls the rate sheet, starts the math
Tue 11:05
Customer: any update on the price?
Wed 18:30
Quote finally sent by email
Thu 09:15
Customer: already bought elsewhere
A quote with no explanation invites distrust and follow-up calls.
Your premium
₹7,380
Why so high?
Rate changes have to be applied consistently across every agent, every time.
Agent A
₹4,430
Agent B
₹4,210
Agent C
₹4,560
Same customer, same risk, three different prices from an outdated rate sheet.
How Qwackly works
Four steps. One loop. No spreadsheet in the middle.
From the first question to a policy or service order, every step runs on the rules you configure.
Intake
Customer or agent enters a few key details through a short guided form.
Calculate
Qwackly applies your current rate rules and risk factors to generate a quote instantly.
Explain
Every quote ships with a clear breakdown of exactly what drove the final figure.
Convert
Approved quotes flow directly into your policy or service-order workflow.
What the AI actually does
Precise about what it does. Honest about what it does not.
Qwackly is a pricing engine, not a black box. It calculates and explains using rules you define, and it knows when to hand a case to a person.
Applies your rate rules and risk logic
Base rates, coverage factors, loadings and discounts are read from your rate book and applied in the order you define. The AI helps map messy intake answers onto the right rule, it never invents a price.
rule order · Motor rate book
1 base_rate[vehicle_class]
2 × coverage_factor[plan]
3 + risk_loading[score_band]
4 − loyalty_discount[tenure]
5 round to nearest ₹10
5 rules applied, 0 overrides
Writes the line-item breakdown
Each quote carries a plain-language explanation of how every rupee was reached, ready to share with the customer.
Flags unusual risk combinations
When a case falls outside your standard rules, it is marked for manual underwriter review with the reason attached.
What it does not do
Qwackly calculates and explains quotes using rules you define. It does not make final underwriting or approval decisions on cases outside your standard rules. Those route to a human for review.
Inside the Quote Engine
Five modules, one pricing brain.
Use them together as a complete quoting desk, or start with instant quotes and add the rest as your book grows.
Instant Quote Generation
Configure a short guided intake per line of business. The quote is priced the moment the last answer lands.
Explainable Pricing Breakdown
Base, loadings, discounts and taxes itemised on every quote, in language a customer understands.
Risk Factor Scoring
Weighted factors produce a score band. Thresholds decide what is auto-quoted and what is escalated.
Quote-to-Policy Workflow
Accepted quotes prefill proposals, service orders and payment links without retyping.
Rate Management
Publish a rate change once. Every agent and every channel quotes from the new version instantly.
Built for two kinds of quoting desks
Whether you sell cover or sell work, the price should arrive with its reasons.
Agents & Brokers
Faster customer conversations, the same rates applied by every agent, and far less time spent redoing the math.
Service Businesses
Instant, transparent pricing for repairs, installations and contracts that usually need a site visit and a manual estimate.
Instant
4steps
From a short intake form to a priced, explained, convertible quote.
Explainable
100%
of quotes carry a line-item breakdown. Every quote, every time.
Consistent
1rate book
Rate rules applied the same way across every agent and every channel.
See which plan fits your desk, from a single agent to a multi-branch agency.
View plansYour turn
Price one yourself. Watch it explain itself.
SAMPLE QUOTE · ILLUSTRATIVE RATES
Q-SAMPLE-01
Loyalty
- Base rate · Private car, Standard cover
- ₹4,200
- Risk adjustment · Low risk, +9%
- + ₹380
- Loyalty discount · Renewing customer, 3.5%
- − ₹150
- Total
- ₹4,430
This is a sample quote using illustrative rates. Connect your own rate rules for real quotes.